Dr. Rafael Termes i Carrero (December 5, 1918 - 2005) was born in
Sitges, Barcelona. Although he graduated as an Industrial Engineer,
he choose a career in finance and banking. Termes was founder and
teacher of the IESE Business School, a member of the Royal Academy
of Moral and Political Sciences, and of the Academy of Economics
and Finance and a member of Opus Dei. Between 1951 and 1954 he set
up the "Credit Andorra," and he acted as Delegate Advisor from 1955
to 1965, and Advisor from 1965 to 1970. In 1955 he was appointed
Regional Advisor to the Spanish Popular Bank, where he worked until
named Vice-President of the Regional Council in Barcelona in 1960.
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