Report on Examination of the National Workmen's Compensation Service Bureau, Dated August 15, 1917 (Paperback)

This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1918. Excerpt: ... such as the determination of rules or rates, and which, according to the manager, should be done only once, if efficiency and uniformity are to be obtained. It has transferred all administrative functions involved in the application of such principles and rates to the branch bureau, retaining only a general supervision thereof. The branch bureau has control over the proper classification of individual risks, the determination of sub-commissions, the hearing of local complaints, the inspection of risks for rate-making purposes and the operation of the stamping office in its territory. The executive head of the branch bureau is a representative of the national bureau and at the same time manager of the local rating office. Representation is by companies and is mandatory upon all company members of the national bureau. The branch bureaus have been extended to most of the states where there are rating offices, and by March, 1917, were in operation in Kentucky, Michigan, Rhode Island, Louisiana, Oklahoma, Missouri, Illinois, Minnesota, Colorado and Indiana. Although general conclusions may be premature on account of the short time they have been operating, it can be stated that their effectiveness depends considerably upon the degree of cooperation on the part of the home offices of company members and of state insurance officials. Where, as in Maryland, Oklahoma, Kentucky, etc., the insurance authorities have made the bureau office the official rating office of the state, the control of rates and underwriting practices has been effective, since all insurance carriers are compelled to adhere to such rates. But where this cooperation is lacking, and where the home offices fail to support the branch bureau, or actually countenance violations of rating rules, lit...