Empirically, 83 percent of the 45 million uninsured in the United
States are in working families. As a result, mandatory
employer-provided health insurance has been one of the hotly
debated policies in order to reduce the portion of the uninsured.
However, whether this mandate is economically justified remains an
open question. This book tries to shed some light on this problem.
It first examines the effect of health on labor force participation
using data from Medical Expenditure Panel Survey (MEPS). Based on
the empirical findings, a rigorous dynamic heterogeneous agent
model is then built to further study the relationship with health
insurance. Eventually, it compares the welfare of the working- aged
individuals before and after the mandate. It finds a welfare loss
of 0.7 percent of GDP with the mandate. As a result, the author
questions whether calls for mandatory employer-provided health
insurance are actually desirable. This book is essential reading
for upper level undergraduate and postgraduate students taking
courses within health economics, economics and public health or
policy. It will also be an invaluable reference book for relevant
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