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The bestselling one-stop guide to mortgages--updated for the post-housing crisis market
"The Mortgage Encyclopedia" demystifies all the various mortgage terms, features, and options by offering clear, precise explanations.
Fully updated to address the new realities introduced by the housing crisis of 2007, "The Mortgage Encyclopedia" provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to: Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan The truth about common mortgage myths and misperceptions--and the pitfalls you need to avoid Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more
So the next time you ask yourself such questions as "Is this FHA loan right for me?" or "Can I negotiate this fee?" reach for this indispensable guide and get the fast, accurate information you need
Opportunities in Real Estate Careers offers you essential information about a variety of careers within real estate and includes training and education requirements, salary statistics, and professional and Internet resources.
Why a solid mortgage is still the best foundation for building personal wealth
"The Little Black Book of Wealth Building Mortgage Secrets" offers an insider's look at how home owners and first time buyers can increase their wealth without falling victim to shady brokers or bad loans. This book is full of real case studies, anecdotes, and firsthand stories, this informative guide offers indispensable advice to help every borrower build their personal wealth on a solid and reliable mortgage.
Make the transition from real estate agent to broker-owner and watch your income skyrocket!. .
Endorsed as a Product Partner by the Council of Real Estate Brokerage Managers, "The Real Estate Entrepreneur" covers everything you need to know to launch your own successful real estate company. Drawing upon his two decades of real estate experience, Cliff Perotti covers everything from creating a vision for your company and building your brand to recruiting and training sales associates, and developing a strategic plan for the future. . .
Perotti gives you informed, step-by-step discussions of: . The reasons new brokerages fail-and how to avoid making the same mistakes. Innovative ways to recruit and retain the best agents. Proven methods for identifying your marketing niche and increasing your market share. Techniques for structuring compensation plans that motivate without draining profits. Tips for increasing visibility and revenue through websites, transaction management software, virtual assistants, and blog marketing. .
Featuring insightful self-assessments, checklists, and exercises throughout, The Real Estate Entrepreneur is your hands-on guide to becoming a well-organized, established brokerage owner.. . . . . .
South Africa's property law teachers have been convening annually since 1985 to exchange ideas, subject their work to peer scrutiny and build a collegial network. Over time, the agendas of the annual meetings became snapshots of the development of a discipline. In celebration of the 25th anniversary of this meeting, the property law teachers' colloquium was expanded into an International property law conference, giving South African property law teachers an opportunity to exchange their ideas on a much broader platform, with some of the world's best property law scholars and teachers. Property law under scrutiny brings together pieces that give an overview of property law twenty-five years after the establishment of the South African property law teachers' colloquium. A recurrent theme in all the contributions at the conference, and the ones included in this publication, is the tension between well-established principles of property law and the policies that drive legal development in the field. The topics addressed are organised into four themes, as follows: The first cluster relates to an age-old issue in conventional property law: The accession of movables to immovables; The second cluster concerns the centrality of the real agreement in transfers and in the real security context; A third cluster deals with questions about the public law aspects of property; The fourth cluster captures some of the dilemmas and challenges concerning the abandonment and neglect of property. It ties together the underlying concerns aired in debates about the conventional property rules and issues surfacing in the crossover between private and public law, and the role of property law principles. In capturing the interaction between South African and international scholarship, Property law under scrutiny serves to introduce a new era in this developing discipline. Teachers and practitioners of property law, locally and internationally, will find this to be an invaluable resource.
Wouldn't it be great if you could go into property developing knowing all the pitfalls in advance and avoid the common errors made by most first time property developers. Gary's television work continually proves to him how little the wider public actually know about his trade - despite its high profile - and he is fed up of seeing solicitors, agents and builders pull the wool over people's eyes. This passionate and opinionated guide will help first timers avoid costly mistakes by arming them with insider advice and knowledge. Turning the property sections in the bookshops upside down, 'Make a Million From Property' is upfront, candid, jargon-free and utterly devoid of bullshit - packed with the concrete facts from which readers can learn exactly how the best deals are brokered and broken.
A lively and practical guide to selling anything 'Ryan is not only charming and hilarious, he could sell milk to a cow. This book is going to be very helpful and humorous to a lot of people looking to up their business game' Andy Cohen, host of Watch What Happens Live... and New York Times bestselling author of Superficial Ryan Serhant was a shy, jobless hand model when he entered the real estate business in September 2008. Just nine years later, he has emerged as one of the top salespeople in the world and a co-star on Bravo's hit series Million Dollar Listing New York, as well as the star of Sell It Like Serhant. He has become an authority on the art of selling. Whether you are selling a property or a hot tub, golf balls or life insurance, Serhant shares the secrets behind how to close more deals than anyone else, expand your business, and keep clients coming back to you for more. Sell It Like Serhant is the blueprint for how to go from sales scrub to sales machine. Serhant provides useful lessons, lively stories, and examples that illustrate how anyone can employ his principles to increase profits and achieve success. Your measure of a good day will no longer depend on one deal or one client. A good salesperson never closes a deal and wonders, "What now?" The next deal is already happening. Serhant shares practical guidance on how to juggle multiple deals at once and close all of them EVERY. SINGLE. TIME. Sell It Like Serhant is a smart, at times hilarious, and always essential playbook to build confidence, generate results, and sell just about anything. You'll find tips on: * The Seven Stages of Selling * Getting FKD: How to Be a Time Manager, Not a Time Stealer * Negotiating Like A BOSS * "The One Who...": Everyone Needs a Hook * Pulling the Indecisive Client Forward * And Much More! Whatever your business or expertise, Sell It Like Serhant will make anyone a master at sales.Ready, set, GO! 'Full of smart tricks and tips to make a seller out of you' PEOPLE.com 'Whether you're in real estate or an author, you have to know how to sell yourself and your work. Because if you don't, you can't eat. This book from one of America's hardest hustling salesmen is a crash course into becoming great at it' Ryan Holiday, bestselling author of The Obstacle Is the Way and Ego Is the Enemy
A business-focused autobiography of Mark Wainer, self-made property maverick and CEO of Redefine Properties, one of South Africa’s largest commercial property companies. Taking his Grandma Rubinsky’s advice that “there’s no university that can give a degree in common sense”, Marc Wainer used his uncommon wealth of common sense, along with a good deal of hard work, to make his mark in the world of commercial property. Using skills he first acquired while working in his parent’s grocer’s store as a child and later developed in the army (a wonderful environment for deal-making), he was always going places. Today he is a captain of South African industry, CEO of a company that has grown from an initial market capitalisation of R400 million in 1999 to somewhere in the region of R30 billion today. In this insightful memoir, Wainer describes his old-school background and upbringing, and his successes and failures amid the intriguing landscape of high-end property negotiations – then he outlines the lessons distilled from his experiences. The story of Wainer’s passion and perseverance, and his ability to learn from his mistakes, is aimed at general business- interest readers, and specifically those in the property world, who will take inspiration from his success.
Success is a simple thing that most people believe to be something mysterious and complicated - the reality, according to Paul Bassi, is something completely different. In the vast majority of cases, the people at the top have got there by following disciplines that open to everyone. The truth about success is that it's closer than you might think but harder work than you expect.
Anyone can be successful in life - by your own definition, which is the only one that really matters - if you set yourself a central ambition and follow some fundamental principles about how it can be achieved. While the advice in this book may look primarily at business and property, the underlying themes are applicable to whatever life and career you wish to pursue.
Drawing on stories from his youth, early career, family life and his current position as one of the Midlands' most prominent property investors, Paul Bassi shows how you can plan your own journey to success. It won't be easy; it won't happen overnight; and it won't come without making sacrifices. But if you want it badly enough and are prepared to be disciplined and relentless in your approach, it is all perfectly possible. This book will show you exactly what it takes.
This edition remains a practical guide for the student conveyancer and articled clerk and is not intended nor does it claim to be a legal treatise. Because of the enormous amount of information that exists around this field and the changes in conveyancing practice and procedure, this text restricts itself to the factors salient for the purposes of the conveyancing examination. Examples are given in conjunction with the relevant subject matter to facilitate reference.
Whether you are renting out part of your home, or investing in a property, this guide to the constantly changing market and its laws will prove to be invaluable. Whether you've inherited a home you now need to rent or you're aiming to become a property tycoon, this friendly guide is your road map to success.
The inside story of London's housing crisis, by the award-winning author of Ground Control London is facing the worst housing crisis in modern times, with knock-on effects for the rest of the UK. Despite the desperate shortage of housing, tens, perhaps hundreds of thousands of affordable homes are being pulled down, replaced by luxury apartments aimed at foreign investors. In this ideological war, housing is no longer considered a public good. Instead, only market solutions are considered - and these respond to the needs of global capital, rather than the needs of ordinary people. In politically uncertain times, the housing crisis has become a key driver creating and fuelling the inequalities of a divided nation. Anna Minton cuts through the complexities, jargon and spin to give a clear-sighted account of how we got into this mess and how we can get out of it.
Real estate guru Boaz Gilad shows how to make a million dollars investing in real estate--without needing a lot of start-up cash Even if you're new to real estate, you can use the knowledge and experience you already have to tap into--or even create--real estate opportunities. The secret is to target the customers and properties you understand best. Finding your niche is just part of Gilad's 10-step moneymaking program, based on the proven techniques that have made him a sought-after speaker for top corporations and real estate groups--and a millionaire. Key features You'll discover how to: Develop a niche market based on your own experience, knowledge, and skills Target and scout the right neighbourhoods and properties Accurately determine the real value of properties Use creative tactics to nail down sources of capital Understand finance and real estate calculations and formulas Negotiate effectively to win in every deal Build your own professional real estate team Find drive and inspiration to keep going Establish a great reputation for yourself And live your entrepreneurial dream!
For the past twenty-five years, our country's last Indian war has been raging in the Joint Use Area around Big Mountain and Coal Mine Mesa, Arizona. There Navajos are pitted against their Hopi neighbors -- and against a United States government that has divided the land between the two tribes and then decreed that Indians living on the "wrong" side must move. With the narrative sweep and emotional veracity of a great novel, The Wind Won't Know Me recounts the tortuous progress of the Navajo-Hopi land dispute and portrays the lives it has consumed. This edition features a new epilogue that includes the story's latest, history-making developments.
Aspiring international real estate investors--expand your portfolio today! The real estate world can be a particularly difficult place to do business, and this book helps aspiring international investors of all skill levels avoid some of the pitfalls first-timers often make. Expert author Nicholas Wallwork opens your eyes to how accessible international real estate can be and provides an excellent introduction to some of the main strategies and nuances when investing at home or away. Investing in International Real Estate For Dummies covers expert strategies for investing in international real estate, going beyond the more obvious tactics like buy-to-lease and flipping houses. It gives you a solid roadmap for successful property investing that actually works in any market. It lays out checklists of tasks and offers step-by-step guidance and advice based on over a decade of in-the-trenches experience working in the international real estate investment sector. Learn previously unseen expert strategies Find out how to choose which countries to invest in Easily navigate your way around lease options Build an in-country network of reliable contacts Manage your new assets with ease How to build the mindset of a top real estate investor Looking to start or expand your international real estate portfolio? Everything you need is at your fingertips!
A practical guide to the best approaches for commercial real estate value assessment Commercial Property Valuation provides a comprehensive examination of principles and methods of determining the accurate value of commercial assets. This invaluable resource covers all key elements of commercial property valuation, including valuation queries, real estate report structure, market analysis, capitalization and discount rates estimation, and more. This book details the economic characteristics unique to commercial property and illustrates property-specific risk factors and mitigation strategies. Drawing from years of professional and academic experience, the authors provide accurate information on multiple valuation approaches suitable for commercial real estate such as sales comparison, income capitalization and residual land value. Favoring real-world practicality over complex formulas, this book provides a powerful set of tools to assist readers in selecting and applying the best valuation approach to various situations. Actual case studies of office buildings, hotels, high street retails, and residential developments allow readers to understand and apply appropriate valuation methodologies. Commercial property is a major investment class that offers abundant opportunities but poses unique risks. Thorough and inclusive knowledge is essential to success in this complex and competitive sector of real estate. This book provides expert coverage of critical topics allowing readers to: Identify the unique economic characteristics and potential risks of commercial real estate valuation and investment Focus on methods specific to commercial real estate valuation Learn how to select and apply the appropriate valuation method in a variety of scenarios Access sample Excel spreadsheets and ancillary online resources including slides and useful Internet links Commercial Property Valuation is an essential resource for investors, appraisers, consultants, accountants, and students in real estate courses.
Barron's Real Estate Licensing Exams has been updated to provide the latest information in real estate finance, federal law and regulation, and appraisal license requirements. This edition features: Explanations of all aspects of real estate law and finance, including contracts, deeds, appraisals, brokerage, leasing, mortgages, federal regulation of Fair Housing, Truth-in-Lending, and environmental matters More than 1,600 practice questions similar to those found on licensing exams, including 9 model tests Answers and explanations for all questions An extensive glossary of real estate terms, including practical examples, from authors who are experienced brokers and teachers
In the aftermath of the 2008 financial crisis, more than 14 million U.S. homeowners filed for foreclosure. Focusing on the hard-hit Sacramento Valley, Noelle Stout uncovers the predacious bureaucracy that organized the largest bank seizure of residential homes in U.S. history. Stout reveals the failure of Wall Street banks' mortgage assistance programs--backed by over $300 billion of federal funds--to deliver on the promise of relief. Unlike the programs of the Great Depression, in which the government took on the toxic mortgage debt of Americans, corporate lenders and loan servicers ultimately denied over 70 percent of homeowner applications. In the voices of bank employees and homeowners, Stout unveils how call center representatives felt about denying appeals and shares the fears of families living on the brink of eviction. Stout discloses the impacts of rising inequality on homeowners--from whites who felt their middle-class life unraveling to communities of color who experienced a more precipitous and dire decline. Trapped in a Kafkaesque maze of mortgage assistance, borrowers began to view debt refusal as a moral response to lenders, as seemingly mundane bureaucratic dramas came to redefine the meaning of debt and dispossession.
The recognizance rolls of Ipswich are a register of titles to property in the borough and are among the most varied and interesting of the courts records. They begin in the late thirteenth century and extend, in a series of files and leger-books, through to the Victorian age. Their texts comprise abstracts and copies of private deeds, testaments proved in the borough court, and grants of common soil. The careful description of properties, including ownership of neighbouring tenements, and the naming of parishes, streets, and landmarks, makes them a source of great historical and topographical interest. The early part of the series is well preserved, and its continuity allows us to follow the fortunes of individuals and of families in some detail. We can observe in these gifts, bequests, and exchanges the recruitment of the burghal community and the affiliations of its members. It also offers a varied picture of the borough court at work, both as a tribunal and as an administrative office. The contents of the first twenty-one rolls are presented in an English paraphrase that takes account of all significant variations in the original Latin, and also indicates the clerk's marginal notes and memoranda.
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