The American Architect Volume 113, PT. 2 (Paperback)

This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1918 Excerpt: ...being locked in advance of the loss of the horse. 3. Insurance standards. Much can be done through insurance to encourage proper building methods; and still more could be accomplished if we could have a system of co-insurance which would promote carefulness and responsibility instead of the reckless carelessness and even deliberate destruction encouraged by the present system of complete reparation for loss. 4. Social standards. The community that is composed of home owners is much more stable than that made up of people occupying rented quarters. On the whole, the owner is more likely than the tenant to treat the house well. As between owning and renting, the latter offers one great advantage to the employee. He can gather up his belongings and move on to a better job very easily. The advantage of home ownership and of renting are, of course, combined in the co-partnership plan. If a man owns a "share" in his neighborhood entitling him to the use or practical ownership of a house. and at the same time can sell this "share" or "turn it in" at full value at any time, what more can he desire? There is a further benefit. His interest does not limit itself to his own acre. He is a part owner of the whole neighborhood. and as such will keep a citizen's eye on the common expenditures for roads, parks. etc.; and will scarcely accept mildly the conduct of a neighbor who leaves his garbage uncovered on the sidewalk or allows his boy to break the street lights and twist the signposts. The coming citizen of a town or state can have no better training than as a co-partner in a community. If it does not teach him to love his neighbor as himself it will at least bring him to think of his neighbor as well as of himself. 5. Beauty. ...