In the developing countries of the world, rural households are
generally characterized with poverty. This has overtime impinged on
their Agricultural and other livelihood activities. Major factor
that have contributed to rural household poverty is inadequate
banking services and ignorance of rural dwellers to facilities
available in financial institutions. This is becoming a vital issue
in countries like Nigeria, where matters of national development is
on the mind of everybody and there is existence of very little
academic literature on behaviour of rural households towards
banking systems. This book therefore provides a timely insight to
the banking behaviour in the rural areas and factors that influence
choice of banking systems employed by rural households in order to
live a better life. An academic research was conducted on rural
households and analyzed to elucidate the concept of banking
behaviour in rural areas. The outcome of this investigation as
reported in this book should help in shedding some light on this
issue which will be useful for policy makers, rural sociologists
and other stakeholders in Agriculture and related fields for
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