This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1852. Excerpt: ... "Mnch as a wise government may, and ouTMlit to do, there is no government, whether Conservative, Whig, or Radical, which can do one-hundredth part of what the people can do for themselves, if they are to bear up against present troubles, burdens, and disappointments, or provide comfort, success, prosperity, and a respectable independence for the future." Hitherto the benefits of Life Assurance have been principally confined to the more opulent and middling classes of the community; but such need not be the case any longer. A brighter and more hopeful day has dawned upon society; and the privileges which have been monopolised by these classes are now most liberally extended to the great mass of the people. Why the claims of so large and important a section of the community should have remained so long neglected, or disregarded, it is not for me to answer, neither is it necessary now to inquire; but it ought to be a matter of sincere gratitude to every well-thinking individual, to reflect that the boasted philanthropy of the age has not been altogether inactive, supported as it has been by liberal-minded and eminently talented individuals, who, by persevering industry and unwearied research, have discovered and instituted a system, whereby this important desideratum--the people's wants and necessities--should be heartily responded to, and most practically and beneficially applied. It is a consideration worthy of every man's attention, that, no matter how wisely devised, or how liberally designed any plan may be, yet, unless it is practically embraced, adopted, and acted upon in right earnest by the very parties themselves, for whose benefit it is especially intended to provide, the plan will remain good for nothing, and the labours and efforts of its promot...