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An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria (Paperback) Loot Price: R279 Discovery Miles 2 790
An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria (Paperback): Saifullahi Sani Ibrahim, Haruna...
An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria (Paperback): Saifullahi Sani Ibrahim, Haruna...

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An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria (Paperback)

Saifullahi Sani Ibrahim, Haruna Mohammed Aliero

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Loot Price R279 Discovery Miles 2 790

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Scholarly Research Paper from the year 2011 in the subject Economics - Other, grade: none, Usmanu Danfodiyo University, Sokoto (School of Arts and Social Sciences), course: Economics, language: English, comment: Saifullahi Sani Ibrahim: Isa Kaita College of Education, Dutsin-ma, abstract: This study examines the factors that influence Farmers access to formal banking credit in the rural areas of Nigeria. The data used was collected from rural areas of Katsina State. The study used probit modelling approach to analyse the factors that influence farmers' accessibility to formal credit. The study found that the level of income, collateral, educational attainment and marital status have significant positive influence on farmers' access to formal credit, while age and sex have insignificant positive influence on the farmers' access to credit. On the other hand, interest rate and transaction cost have significant negative influence on the farmers' access to formal credit. Thus, the paper concluded that with the prevailing banking arrangement in Nigeria, rural farmers have little or no access to credit from conventional banks. Therefore, the study recommended the use of both group lending arrangement and character lending, so that farmers in the rural areas could be reached with formal credit.

General

Imprint: Grin Publishing
Country of origin: United States
Release date: December 2012
First published: September 2013
Authors: Saifullahi Sani Ibrahim • Haruna Mohammed Aliero
Dimensions: 254 x 178 x 1mm (L x W x T)
Format: Paperback - Trade
Pages: 20
ISBN-13: 978-3-656-33157-5
Barcode: 9783656331575
Categories: Promotions
Books > Business & Economics > Economics
Books > Business & Economics > Economics > General
Books > Business & Economics > Business & management > Management & management techniques
Books > Business & Economics > Business & management > Management & management techniques > General
LSN: 3-656-33157-X

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