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Financial Inclusion of the Marginalised - Street Vendors in the Urban Economy (Paperback, Softcover reprint of the original 1st ed. 2013) Loot Price: R2,359
Discovery Miles 23 590
Financial Inclusion of the Marginalised - Street Vendors in the Urban Economy (Paperback, Softcover reprint of the original 1st...
Financial Inclusion of the Marginalised - Street Vendors in the Urban Economy (Paperback, Softcover reprint of the original 1st...

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Financial Inclusion of the Marginalised - Street Vendors in the Urban Economy (Paperback, Softcover reprint of the original 1st ed. 2013)

Sharit K. Bhowmik, Debdulal Saha

Series: India Studies in Business and Economics

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Loot Price R2,359 Discovery Miles 23 590 | Repayment Terms: R219 pm x 12*

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This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum. The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues. ‚

General

Imprint: Springer, India, Private Ltd
Country of origin: India
Series: India Studies in Business and Economics
Release date: June 2013
First†published: 2013
Authors: Sharit K. Bhowmik • Debdulal Saha
Dimensions: 235 x 155 x 9mm (L x W x T)
Format: Paperback
Pages: 134
Edition: Softcover reprint of the original 1st ed. 2013
ISBN-13: 978-81-322-1753-4
Barcode: 9788132217534
Categories: Books > Business & Economics > Economics > Labour economics
Books > Business & Economics > Economics > Labour economics > General
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LSN: 81-322-1753-5

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