For author and real estate owner Elaine Zimmerman and for an
ever-increasing number of individuals -- especially women -- this
grim reality has been all too familiar. For Elaine, left with
little money and no financial plan after divorce, a comfortable
retirement seemed an impossible dream. She realized, as we all do
eventually, that Social Security and company retirement plans
aren't sufficient to ensure financial secruity. So Elaine followed
a friend's example and took the first step toward controlling her
financial future. She found a bank that financed her postdivorce
home at a lower interest rate and, within three years, owned three
houses worth a half million dollars. Now, with Elaine's practical,
detailed, step-by-step plan for financial security through real
estate investing, every woman -- and man -- can do it, too.
If you run a household, bargain-hunt and know how to stretch a
dollar, you can start with the plan.
Work on real estate investing on weekends and during the
evenings, while keeping your regular jobPurchase homes far below
market valueBuy in the best part of town for higher long-term
appreciationRent your houses for the amount of the mortgage with
taxes and insurance -- or greaterAssume fixed-rate mortgages for no
more than 15 years in length
From start to finish, "How to Retire With a Million Dollars"
covers the important topics and questions, including determining
your monthly income goals; how much cash you'll need to get
started; getting bank loans; down payments and financing your first
house; the major tax benefits of owning rental properties;
selecting neighborhoods and real estate agents; how to utilize your
shopping skills to purchase properties;why choosing a house is like
choosing a husband (good foundation -- no major structural defects;
repairs -- what to fix what to forget); refinancing and financing
house two, three, etc.; building your real estate portfolio;
foreclosures, bargain homes and other deals; tenants and
Complete with a glossary of mortgage-related terms, this
indispensable book offers an easy-to-follow strategy to get you
started in real estate investing and keep you motivated, whether
you're working alone or with the help of a partner. Start building
your financial future now -- one house at a time!
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