United States Auto Insurance (Paperback)

Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Automotive insurance, in the United States and elsewhere, is designed to insulate drivers from the costs incurred if their car is damaged. All states require drivers to carry some minimum level of insurance, except for Virginia. In these states, automotive insurance is said to be compulsory. Other states do not require drivers to carry insurance, but even these states offer drivers the option of carrying insurance. Drivers typically pay insurers a monthly fee, often called an insurance premium. The insurance premium drivers pay is usually determined by a variety of factors including the type of car they drive, their age, driving history, and location.