High Quality Content by WIKIPEDIA articles Water damage describes a
large number of possible losses caused by water intruding where it
will enable attack of a material or system by destructive processes
such as rotting of wood, growth, rusting of steel, de-laminating of
materials such as plywood, and many, many others. The damage may be
imperceptibly slow and minor such as water spots that could
eventually mar a surface, or it may be instantaneous and
catastrophic such as flooding. However fast it occurs, water damage
is a very major contributor to loss of property. One's homeowner's
insurance policy may or may not cover the costs associated with
water damage and the process of water damage restoration. While a
common cause of residential water damage is often the failure of a
sump pump, many homeowner's insurance policies do not cover the
associated costs without an addendum which adds to the monthly
premium of the policy. Often the verbiage of this addendum is
similar to "Sewer and Drain Coverage."
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