PRAISE FOR Banking on Change "In this 140th Anniversary celebration
book, The London Institute of Banking and Finance stick to their
core function of educating us all, but especially aspirant bankers,
on the role and concerns of (retail and commercial) banking in the
UK. They have assembled a well-chosen group of practitioners from a
range of professions to write clear and easily assimilable essays,
no technical expertise required, on a wide variety of current
banking issues. If you want to learn about the current practices
and problems of UK retail banking, this book must be essential
reading." --Charles Goodhart, emeritus professor of banking and
finance at the London School of Economics "In this important book,
a line from Bill Allen's contribution is key: 'Nobody can predict
the ferocity of the gale of creative destruction' that faces the
financial services sector. True; but if you read the many and
varied contributions, you'll have a pretty good idea. Moreover,
you'll understand how we (that is, bankers) got here - and what we
should do to make the industry more competitive, fairer and more
genuinely useful. It is a soup-to-nuts look at banking - from the
early days of the Institute of Banking, through the go-go years of
ifs, to a present and future that are likely to be dominated by
technology. It is well-worth a long read." --Andrew Hilton,
director, Centre for the Study of Financial Innovation "If you were
to imagine what a book celebrating 140 years of financial knowledge
might contain, you could not come up with a better selection than
this. As well as a historic sweep - from no-tech to fintech, the
decline of trust and the rise of competition - today's hot subjects
are addressed, including sustainable investing, cultural diversity
and digital identity. The cradle-to-grave nature of the industry is
captured in pieces about financial education and pensions. And it's
well written, setting the scene nicely for the next era." --Jane
Fuller, Fellow of the Society of Investment Professionals Financial
services are undergoing rapid, and potentially dramatic, change.
What will happen in payments, in sustainable finance and in
fintech? How can the industry boost financial inclusion and ensure
that its workforce has the skills it needs to meet regulatory
requirements and to compete with new entrants? Can trade finance
rise to the challenge of underpinning global trade for all and help
the developing world avoid "financial abandonment"? What do
financial services need to do to protect our digital identities?
Banking on Change provides insights by experts and influencers from
across the financial services industry on these and other
questions. Published to mark the 140th anniversary of The London
Institute of Banking & Finance, this book is intended to be of
lasting value to both students and professionals.
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